blue-check Conditions for provision of interest rate support for loans for socio-economic recovery and development

Decree No. 36/2022/ND-CP dated May 30th, 2022 of the Government on prescribing interest rate support for loans granted by Vietnam Bank for Social Policies, funding sources, subsidy on interest rate and management fees granted to Vietnam Bank for Social Policies for granting loans under the National Assembly’s Resolution No. 43/2022/QH15 dated January 11, 2022 on financial and monetary policies for implementation of the socio-economic recovery and development program
Posted: 31/5/2022 6:57:55 AM | Latest updated: 4/8/2022 9:43:29 AM (GMT+7) | LuatVietnam: 5465 | Vietlaw: 572

This Decree regulates in details policies on provision of interest rate support for loans for socio-economic recovery and development as mentioned at Resolution No. 43/2022/QH15 and Resolution No 11/NQ-CP dated January 30th, 2022.

Accordingly, a loan that meets the following conditions shall be granted the interest rate support by the state via Vietnam Bank for Social Policies (VBSP):

(i) The loan is granted by VBSP under policy credit programs;

(ii) Interest rate charged on the loan is higher than 6%/year;

(iii) The loan has been disbursed by VBSP and outstanding debt occurs in the effective period of interest rate support policy.

The interest rate support shall be provided from January 1st, 2022 to December 31st, 2023 or until VBSP notifies the termination of the interest rate support program.

The rate of support is 2%/year of the outstanding debt of the loan amounts disbursed within the interest rate support period and supported loan term.

VBSP shall monthly calculate and deduct the support amount from total interest payable of each borrower.

This Decree takes effect from the date of its signing.


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Effective Date 30-May-2022
ExpiredDate Unknown
Published Vietlaw's Newsletter No. 572

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