blue-check Term deposits of State Treasury at banks shall not be included in LDR

Circular No. 26/2022/TT-NHNN dated December 31st, 2022 of the State Bank on amendments to certain Articles of Circular No. 22/2019/TT-NHNNstatus2 dated November 15, 2019 of the Governor of the State Bank of Vietnam on prudential ratios and limits in operations of foreign banks and foreign bank branches
Posted: 31/1/2023 7:31:37 AM | Latest updated: 22/3/2023 7:41:32 AM (GMT+7) | LuatVietnam: 5634 | Vietlaw: 600

This Circular adjusts method for determination of total deposits upon calculation of LDR (Loan-to-deposit ratio) of commercial banks. Accordingly, the total deposits regulated at point a clause 4 Article 20 of Circular No. 22/2019/TT-NHNNstatus2 shall not include term deposits of State Treasury, following the road map below:

- In 2023: excluding 50% of the balance of deposits of the State Treasury;

- In 2024: excluding 60%;

- In 2025: excluding 80%;

- From January 1st, 2026 onwards: excluding 100%

This Circular takes effect from December 31st, 2022.


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Effective Date 31-Dec-2022
ExpiredDate Unknown
Published Vietlaw's Newsletter No. 600

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Banking management

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blue-check Term deposits of State Treasury at banks shall not be included in LDR
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